Navorika toolkit
Loan and Budget Calculators
Evaluate whether a payment fits the wider budget, not just whether a lender offers it. These tools bring loan repayment, cash-flow, currency, and tax estimates into one planning path.
7 available tools · 2 workflow stages
Borrowing
Estimate monthly payments, total interest, repayment schedules, and payoff-strategy tradeoffs.
Loan EMI Calculator
Calculate loan EMI, interest, and repayment schedule online free. Plan your loan payments.
Loan Amortization Suite
Calculate loan amortization schedules and payments. Plan EMI and repayment.
Debt Snowball vs Avalanche Calculator
Compare month-by-month debt snowball and avalanche payoff time, interest, amount paid, and payoff order.
Cash flow and tax
Review affordability alongside cash flow, currency, GST, and tax estimates.
Cashflow Budget Architect
Plan and manage your cash flow with comprehensive budgeting tools. Track income and expenses.
Currency Converter
Convert major currencies using dated ECB reference exchange rates.
GST Calculator
Calculate GST amount and inclusive/exclusive prices online free. Check GST rates and calculations.
India Income Tax Calculator
Estimate AY 2026–27 income tax under India’s new regime with rebate, marginal relief, and cess.