Glossary

15 terms to help you understand finance, health, and technology

EMI

Equated Monthly Installment – the fixed monthly payment you make to repay a loan.

SIP

Systematic Investment Plan – a disciplined way to invest in mutual funds with fixed monthly amounts.

GST

Goods and Services Tax – a comprehensive indirect tax on the supply of goods and services.

PPF

Public Provident Fund – a government-backed long-term savings scheme with tax benefits.

FD

Fixed Deposit – a term deposit with a fixed interest rate for a specified period.

CAGR

Compound Annual Growth Rate – the average annual growth rate over a specified period.

ROI

Return on Investment – a measure of the profitability of an investment.

BMR

Basal Metabolic Rate – the number of calories your body burns at complete rest.

TDEE

Total Daily Energy Expenditure – the total calories you burn in a day, including activity.

BMI

Body Mass Index – a measure of body fat based on height and weight.

PDF

Portable Document Format – a file format for sharing documents regardless of software.

JSON

JavaScript Object Notation – a lightweight data interchange format.

JWT

JSON Web Token – a compact token format used for authentication.

Base64

A method of encoding binary data into ASCII text for transmission.

QR Code

Quick Response code – a two-dimensional barcode that stores information.